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Funerals can be expensive. Check where the money for the
funeral will come from, otherwise, if there is not enough
money available, you may have to bear the cost yourself.
The Money and Possessions left by the
Deceased
The cost for the funeral can be met by the following:
Reasonable funeral expenses take priority over other debts
on the person’s estate. A bank account may be frozen,
unless it is a joint account. However, if the funeral account
is sent directly to the bank, most high street banks will
release funds in payment, (or part payment if there are insufficient
funds), of the funeral account. The bank manager will be able
to explain this further.
There are other organisations who may release the money to
you on the evidence of the death certificate if the overall
value of the deceased’s estate is small and there are
no complications. Amongst these are the Department for National
Savings and Building Societies.
This may also enable the release of money to a needy beneficiary
without having to await a formal legal decision.
Insurance Policies of the Deceased
Tell the insurance company as soon as possible. They will
tell you exactly what documents they need before they can
meet a claim for insurance. You should also check carefully
the amount due to be paid before signing for any money.
Funeral Payments from the Social Fund
You may be able to get help if you or your partner
are in receipt of certain benefits and it must be reasonable
for you to have taken responsibility for the funeral expenses,
but you should check with your local Social Security Office,
as this will depend on circumstances.
In accordance with The Society of Allied & Independent
Funeral Directors code of practice, we offer a basic Funeral
that includes the following:
- Making all necessary Funeral arrangements
and providing professional advice.
- Removal of the deceased to a suitable
resting place allowing 10 running miles within normal
working hours.
- Provision of a simple, veneered coffin
and conveyancing by hearse direct to a local cemetery
or crematorium.
- Provide the Funeral Director and all
necessary staff.
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Payments made on behalf of Clients for Cemeteries/Crematorium
fees, Doctors fees, Press Notices, Flowers, Funeral Purvey
etc are additional and are detail separately on the Funeral
Estimate/Account.
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Solway |
Kentmere |
Sark |
Harris |
Coffin
Selected |
£395.00
|
£470.00
|
£585.00
|
£1485.00
|
Hearse |
£145.00
|
£145.00
|
£145.00
|
£145.00
|
Limousine |
£120.00
|
£120.00
|
£120.00
|
£120.00
|
Arrangement |
£595.00
|
£595.00
|
£595.00
|
£595.00
|
Removal |
£120.00
|
£120.00
|
£120.00
|
£120.00
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Total |
£1375.00
|
£1450.00
|
1565.00
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£2465.00
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This Guide Excludes:
1: Embalming
2: Any fees or Disbursements payable on the clients behalf.
3: Mileage incurred outwith local area.
Solway |
Simple coffin
with flat lid and prominent moulds
(Elm finish only) |
£395.00
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| Kentmere |
Veneered oak
coffin with oak mouldings and raised lid.
Natural finish or Golden Oak |
£470.00 |
| Sark |
Superior veneered
oak coffin with oak mouldings, pressed
Panelled sides and raised lid
Natural finish or Golden Oak |
£585.00 |
| Harris |
Solid oak coffin
with oak mouldings, carved panelled sides
And raised lid. |
£1485.00 |
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